Comprehensive Florida High-Risk Auto Insurance
Have you been deemed a high-risk driver in the state of Florida? Whether it’s a less-than-perfect driving record, mistakes in your past or even a poor credit history, you may find yourself struggling to find adequate insurance coverage. We can help.
Vilardi Financial Center is an all-in-one insurance company based in Florida. We work with those who may have been turned down by other companies or quoted astronomical premiums. We can help you find ways to lower your costs and stay adequately covered.
Understanding High-Risk Driver Coverage
As with most states, Florida requires drivers to have auto insurance. For some people seeking coverage, that’s easier said than done. If you’ve been labeled as “high-risk,” this means you present a greater liability to auto insurance providers. As a result, these companies may charge you higher premiums because they see insuring you as a risk.
You may be considered a high-risk driver if you:
- Have previous driving violations
- Have a poor credit history
- Have experienced multiple auto accidents or claims
- Are convicted of Driving Under the Influence (DUI)
- Are young or inexperienced
- Own a specialized or high-value car
- Must submit an SR-22 certification of insurance due to previous driving-related violations
- Have had a “lapse” in coverage or decided to go without car insurance
At Vilardi Financial Center, we specialize in non-standard insurance, including high-risk coverage for drivers. Also called second chance auto insurance, we can help you navigate policies to find a customized option unique to your situation.
Since Florida is the third-largest state for auto insurance premiums, as reported by the National Association of Insurance Commissioners, we can partner with multiple insurance carriers. Once you are insured with help from Vilardi Financial Center, you never have to spend time shopping or looking for insurance on your own again. We can do the heavy lifting for you at every renewal or regardless of what life throws at you.
Let Us Help You Obtain an SR-22
If you’ve been convicted of certain traffic violations, including DUI, finding car insurance in Florida can be more difficult. You may have to submit an SR-22 with the Florida Department of Highway Safety and Motor Vehicles (DHSMV). This court-ordered “safety and responsibility” certificate proves you have auto insurance coverage. By filing an SR-22 appropriately, you can avoid the potential fines, license suspension, car impoundment, loss of driving privileges or arrest that come with not filing.
At VFC, we have the resources and strategic partnerships to guide you through this critical process so that you can meet the coverage requirements needed to restore your driving privileges.
Why Trust Us for Customized High-Risk Coverage?
Finding auto insurance for drivers with a DUI or complex driving history can be time-consuming. Our experienced and licensed team at Vilardi Financial Center will help you navigate high-risk policies to safeguard your vehicle and personal well-being.
We take a more hands-on approach than other insurance companies, guiding you through the nuances and factors that could impact your coverage. Our tailored services mean a completely customized auto insurance policy that provides the best solution and the most competitive pricing possible. We offer ongoing guidance on rebuilding your driving record and decreasing insurance rates over time.
Let Us Help You Find Car Insurance for High-Risk Drivers
We are here to help you find the best possible auto insurance for safety and compliance with Florida driving regulations. Our boutique financial management company is your all-in-one solution, providing insurance and wealth management solutions so we can build a stronger financial future — together.
Schedule a consultation with one of our insurance professionals for coverage that gives you peace of mind.